Author archives for Graham Archer
Blog
Indexed Universal Life Doesn’t Work the Way You Think It Does
Even for those clients familiar with Indexed Universal Life insurance policies, most don’t truly understand how they work. Sure, they understand that premiums paid into the policy are added to the cash value and then the cash value is credited based on the performance of the chosen index (o …
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Your Will May Give Assets to Your Creditors
Scott Roberts, CPA, CLU Not all wills and revocable trusts are created equal, as we know. We have previously discussed the tax ramifications of various distribution provisions of trusts. But those same distribution provisions can also have asset protection implications.
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Increased Estate Tax Exemption – Use it or Lose it
Scott Roberts, CPA, CLU After the latest inflation adjustment, the current estate tax exemption stands at a towering $11.4 million per person, or $22.8 million per married couple.
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Digital Assets – You Already Own Some, Whether You Know What They Are Or Not
By Jamie Hopkins Recently I gave a presentation to a large group, over 300 in attendance. I asked the group, “How many of you own a digital currency?” Only about three or four hands went up. I was shocked.
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The 4 Pitfalls of No Plan
There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability…While these major events can impact your life, having an effective game plan can help ensure that it doesn’t ruin your financial well-being.
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September Monthly Newsletter: All Your Pencils Sharpened – A Financial Fine-Tuning for Autumn
We all remember it. You have your pencils all sharpened, your new outfit on, and a fresh new school year ahead of you. Long after our academic days are over, we can’t help feeling that autumn is the time – after the exuberance of summer – to re-check and re-tighten everything to prepare for …
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