Category: Insurance

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    Life Insurance Strategies for Business Owners

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    Life Insurance Strategies for Business Owners

    Entrepreneur and political figure Andrew Yang drew an important analogy between parenting and owning a business: “If you knew what it entailed you might not get started. But you’re glad you did.” Like parenting, owning a business involves sleepless nights, cold meals and an unbelievable amo …

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    Indexed Universal Life Doesn’t Work the Way You Think It Does

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    Indexed Universal Life Doesn’t Work the Way You Think It Does

    Even for those clients familiar with Indexed Universal Life insurance policies, most don’t truly understand how they work. Sure, they understand that premiums paid into the policy are added to the cash value and then the cash value is credited based on the performance of the chosen index (o …

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    Proper Insurance Reviews

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    Proper Insurance Reviews

    Published by Scott Roberts, CPA, CLU Let’s face it – after purchasing a life insurance policy most people simply tuck it away in a drawer or filing cabinet (or lose it) and never really look at it again.  They will pay the premiums as they receive notices, comfortable in the knowledge that …

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    Using Life Insurance as a Portfolio Preservation Asset

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    Using Life Insurance as a Portfolio Preservation Asset

    We all understand that life has at least two certainties: death and taxes. I’ll add one more: market downturns. Despite the wealth of information available and excellent portfolio strategies employed, events like the subprime market and Brexit will occur and create volatility in an equity-b …

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    Commission, Fee Based or the Combo?

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    Commission, Fee Based or the Combo?

    Published by Jason Comes | @Jason_Comes Which is the best way to compensate someone who helps you with your investments/finances? Would paying per transaction be best or via a percentage of the assets? Do you think the advisor could be objective if he or she would earn a commission investin …

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    Importance of Long Term Care & Disability Insurance in Your Financial Plan

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    Importance of Long Term Care & Disability Insurance in Your Financial Plan

    What is a financial plan? I define it as a road map to a confident financial future. Risks are identified, planning opportunities are strategized and the likelihood of accomplishing all financial goals is increased.

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    Win the Game of Life (Insurance)

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    Win the Game of Life (Insurance)

    Life insurance is one of the most versatile financial assets available to us. Few solutions carry as many tax advantages, may be used in as wide a variety of situations, and come at such a range of cost.

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