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Making Sense of RMDs

The SECURE Act will impact millions of Americans who will inherit or leave behind a retirement account. Effective Jan. 1, 2020, the required minimum distributions on these accounts is 10 years – meaning you’ll likely need to adjust how much you withdraw annually as compared to the previous rules.

Learn the full impact on your RMDs by downloading our “Making Sense of RMDs” whitepaper.

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Why We Don’t Keep Our Financial New Year’s Resolutions

Monthly Newsletters

Why We Don’t Keep Our Financial New Year’s Resolutions

So, did you hop on that new Peloton this morning or have you already broken the streak? Which diet are you planning on starting next week … or maybe the week after? Has your December credit card statement come in the mail and perhaps inspired you to make money-related goals in 2020? New Year’s resolutions are nothing new – neither is breaking them.

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How Your Employee Benefits Fit into Your Financial Plan

Blog

How Your Employee Benefits Fit into Your Financial Plan

Your Health Savings Account (HSA) is a cornerstone of your benefits planning. The money is triple tax-advantaged – contributions, growth and withdrawals for qualified expenses are not taxed. This account is like nothing else, and you need to take full advantage of it. 

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Weekly Market Commentary – December 30, 2019

Market Commentary

Weekly Market Commentary – December 30, 2019

Stock markets continued to march steadily higher last week. News was relatively light, but momentum and reduced uncertainty helped push the markets toward a series of new highs.

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Weekly Market Commentary – December 23, 2019

Market Commentary

Weekly Market Commentary – December 23, 2019

Stock markets rallied sharply last week as uncertainty continued to fade. U.S. trade negotiators were able to secure approval of the USMCA trade deal in the House of Representatives. While steps remain for its final approval, all indicators are the deal will be ratified in early 2020.

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Getting into the holiday spirit at Rolf’s in NYC!

Videos

Getting into the holiday spirit at Rolf’s in NYC!

In this week’s video: Chris and his wife got into the Christmas Spirit at Rolf’s German Restaurant! Chris shares 3 gift ideas to buy for your friends and family. Happy Holidays from all of us here at Nichols Wealth Partners!

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In the SECURE Act Era, You’ll Need a New Retirement Strategy. Roth Conversions Could Be It.

Blog

In the SECURE Act Era, You’ll Need a New Retirement Strategy. Roth Conversions Could Be It.

But when the SECURE Act goes into effect – expected on Jan. 1, 2020 – beneficiaries will have to fully distribute taxable accounts within 10 years of the account holder’s death. That could push your loved ones into a higher tax bracket.

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Weekly Market Commentary – December 16, 2019

Market Commentary

Weekly Market Commentary – December 16, 2019

Three key policy issues achieved greater clarity last week. The U.S. and China reached a “phase one” trade deal. The U.S. will reduce some existing tariffs and not implement a set of planned tariffs in exchange for greater grain exports and some improvement to technology regulation. China is pressing for phase two negotiations to begin soon.

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Financial Planning for Small Business Owners

Videos

Financial Planning for Small Business Owners

In this week’s video: Quote of the week by Wilfred Peterson Financial tip of the week: Check out our “Tax Efficiency to Retirement” Guide here:

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Weekly Market Commentary – December 9, 2019

Market Commentary

Weekly Market Commentary – December 9, 2019

A powerful jobs report in the U.S. produced continued evidence the U.S. economy is performing well and the risk of recession is lower. As discussed in greater depth below, the economy produced 266,000 jobs in November, and jobs numbers for the previous two months were revised higher. The risk of a recession continues to decline in the U.S.

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